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• 20:49, 27 September 2025 Gynergy talk contribs created page Finance (Created page with "=Emergency LOC= * Interest rates for LOCs are almost always variable and vary widely from one lender to another. * LOCs do not provide the same regulatory protection as credit cards. Penalties for late payments and going over the LOC limit can be severe. * An open LOC can invite overspending, leading to an inability to make payments.")